What is financial literacy and how does this apply to financial freedom. There are several key factors. First you must earn the money. There are two components of earning. You have your gross and your net. Gross income is before Uncle Sam gets his part and Net income is after all deductions. The net income is what we have to spend, save, invest or borrow with. Spending is the fun part and yes this is where we need to be responsible and spend wisely! This will allow us the ability to save and saving is very important for unexpected expenses and for our retirement. Because lets face it I'm 45 and social security most likely won't be an option for me. I wouldn't be able to afford my current lifestyle on that anyway. So we have to save! Saving leads to investing and investing is when you make the big bucks. I would love to show you what the 1% of American's are doing to generate wealth! Contact me and we can setup a plan just for you and your family to get you that financial freedom you want!!

Lets put a plan together to get you out of debt and start building for your future.